First-time buyers · Ontario

See what you can
actually afford& what the government gives you

Answer 5 quick questions to get your estimated Ontario buying power — plus a personalized breakdown of the first-time buyer rebates and programs you may qualify for. About 60 seconds. No credit check.

3,000+
Families funded
#5
Broker in Canada '26 · CMP
50+
Lender partners
Free Ontario affordability check

What can you afford?

~60 seconds · no credit check

📕 Free buyer's guide at the end
Where are you looking to buy?
Pick the area closest to your search.
Toronto (City)
Mississauga / Brampton
Vaughan / Markham / Richmond Hill
Other Ontario
What type of home?
This affects which rebates you may qualify for.
Resale — an existing home
New build / pre-construction
Not sure yet
When are you hoping to buy?
As soon as possible (0–3 months)
In 3–6 months
In 6–12 months
Just researching for now
Combined household income
Before tax — include everyone who'll be on the mortgage.
How much saved for a down payment?
A rough number is fine — include any gift, FHSA or RRSP savings.
Simple & fast

From "can I even afford this?" to a real plan

No jargon, no pressure — just a clear picture of where you stand and what's available to you.

01

Answer 5 questions

Your area, income and savings. No credit check, no documents — a rough number is all we need.

02

Get your estimate

See your estimated buying power and a personalized list of the rebates and programs you may qualify for.

03

Talk to an expert

Daniel's team turns your estimate into a game plan and a pre-approval — so you can shop with confidence.

Why first-time buyers choose us

Big-bank options, without the big-bank runaround

🏆

Proven, award-winning team

Ranked #5 broker in Canada in CMP's 2026 Top 75, with 3,000+ families funded.

🔑

Access to 50+ lenders

We shop banks, credit unions and specialty lenders for your best fit — not one bank's rate sheet.

🎓

We specialize in first-timers

FHSA, HBP, rebates — we make sure you claim every dollar you're entitled to.

⚡

Fast, human follow-up

Submit your details and you'll hear from us in minutes, not days.

“As a first-time buyer, I had a lot of questions — and Tiffany Group answered every single one with patience and confidence. I never once felt rushed or unsure. I can’t recommend them enough.”
RM
Ryan MFirst-time buyer · Mississauga, ON
★ Ranked #5 in Canada 2026 · CMP FSRA Licensed #12864
3,000+
Families funded
#5
Broker in Canada, 2026 (CMP)
50+
Lender partners
Good to know

Questions first-time buyers ask

Is this a real pre-approval?

No — it's a free, no-obligation estimate to give you a starting point. A full pre-approval confirms your numbers with a lender and requires a credit check and documents, which our team can help you complete when you're ready.

Will this affect my credit score?

Not at all. The estimate is based only on the ranges you enter. No credit check is performed unless you choose to move forward with a full application.

What rebates could I actually qualify for?

Depending on your situation, first-time buyers in Ontario may access the FHSA, the RRSP Home Buyers' Plan, Ontario and Toronto land transfer tax rebates, the federal first-time buyer tax credit, and — on new builds — HST/GST new-home rebates. Your personalized breakdown shows which may apply to you.

How much does it cost to work with a broker?

In most cases our services come at no cost to you — we're typically compensated by the lender when your mortgage funds. We'll always be upfront about any exceptions before you commit to anything.

Your first home is closer
than you think — let's prove it

Get your free estimate and rebate breakdown in about 60 seconds.

Check what I can afford
Check affordability